Pilgrim Mortgage

VA Loans

Only 3 out of every 10 veterans are aware of their VA loan benefits.

We’re here to change that. A VA loan is a home loan backed by the U.S. Department of Veterans Affairs and it’s an option we proudly offer here at Pilgrim Mortgage. VA loans are for veterans, active-duty service members, eligible members of the National Guard and Reserves, and eligible surviving spouses -- and they come with a lot of benefits. VA Loans stand out for a reason.

here’s what makes a VA Loan stand out:

  • VA Loans don’t require a down payment. For most eligible buyers, a VA loan can cover the full price of the home.

  • VA Loans also do not have monthly mortgage insurance. Most loans with a small down payment come with mortgage insurance every month. VA loans don’t, which can save you a lot of money over time.

  • Their rates are competitive — often some of the lowest rates available.

  • The VA looks at your whole financial picture, not just your credit score. Making them more forgiving in regards to credit.

… and VA loans can do more than just help you buy a home.

There are several different options built on the same benefit, for example: VA Jumbo, Renovation, Refinance, Cash-Out Refinance, Construction and more.

You earned this benefit, so let us help you make sure you get the most out of it. Want to find out what your VA loan can do for you? We can help.