
Mortgage Lender


Process
ON DEMAND CUSTOMER SERVICE
Pilgrim Mortgage LLC strives to be the lender you deserve! Our 98% Customer Satisfaction rate speaks for itself!
IN HOUSE UNDERWRITING
The entire loan process will be handled at our local corporate office, giving us the ability to provide outstanding service.
ON-TIME CLOSINGS
We strive to close your loan on time. There is nothing worse than missing your closing date and we understand that. Your closing on time is a priority.
CONSISTENT COMMUNICATION
We provide our clients with weekly updates and make ourselves available to our clients 24/7
Top Mortgage Assistance
In Texas
Welcome to the official site of Pilgrim Mortgage. We are a full-service mortgage company based in San Antonio, Texas. We have several branches across the United States with new branches being added constantly. Whether you are buying a home or refinancing in any of these areas, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
Numbers and FAQs On Mortgage
Creditworthiness is how a lender determines whether you will default on your debt obligations, or how worthy you are to receive new credit. Your creditworthiness is what creditors look at before they approve any new credit to you.
Creditworthiness is determined by several factors including your repayment history and credit score. Some lending institutions also consider available assets and the number of liabilities you have when they determine the probability of default.
An Appraisal is an estimate of a property's fair market value. It's a document generally required (depending on the loan program) by a lender before loan approval to ensure that the mortgage loan amount is not more than the value of the property.
The Appraisal is performed by an "Appraiser" typically a state-licensed professional trained to render expert opinions concerning property values, location, amenities, and physical conditions.
The property is officially transferred from the seller to you at "Closing" or "Funding".
At closing, the ownership of the property is officially transferred from the seller to you. This may involve you, the seller, real estate agents, your attorney, the lender’s attorney, title or escrow firm representatives, clerks, secretaries, and other staff. You can have an attorney represent you if you can't attend the closing meeting, i.e., if you’re out-of-state.
Closing can take anywhere from 1-hour to several depending on contingency clauses in the purchase offer, or any escrow accounts needing to be set up.

Types of Loans
We can help you realize your dream of homeownership or save you money when getting your new lower monthly payment. In terms of Purchase Loan programs, we offer the following:
FHA Loan
An FHA Loan is insured by the Federal Housing Administration and issued by a private mortgage lender. FHA loans are attractive to potential borrowers because they allow people to purchase homes with a small down payment and average credit score.
Conventional Loan
Conventional loans can be done with as little down as 3% and in most options, they are the best option for you to select because the mortgage insurance does not stay on the loan for the whole term of the loan instead of having it on for 30 years.
VA Loan
A VA Loan is for a military borrower- a person who is either active duty or are retired or they could even be a spouse or widow. This type of loan is 0% down, with a funding fee that is part of the loan.
USDA Loan
USDA Loans are ideal for those who are located in rural areas. The property does have to be eligible and is currently zoned as “rural” to be eligible for a USDA loan. The best part about this loan is that you don’t have to put any money down.
Texas Vet Loan
We appreciate our veterans in San Antonio and our active-duty personnel. Texas has a great program to help veterans and active duty to get into their first home, second home, or retirement home. There are three options to the Texas Vet Loan
Jumbo VA Loan
VA jumbo loans offer veterans and military buyers significant benefits. With a VA jumbo loan, homebuyers have increased access to homes in high-cost metro areas, while utilizing their VA loan benefits – including the flagship $0 down.
On Demand Customer Service
Pilgrim Mortgage LLC strives to be the lender you deserve! Our 98% Customer Satisfaction rate speaks for itself!

In-House Underwriting
The entire loan process will be handled at our local corporate office, giving us the ability to provide outstanding service.

On-Time Closings
We strive to close your loan on time. There is nothing worse than missing your closing date and we understand that. Your closing on time is a priority on day one.

Consistent Communication
We provide our clients, and all parties involved with weekly updates and make ourselves available to clients with any questions they may have.


We're With You Every Step Of The Way
Application
Getting your application submitted starts your home buying process. It’s as easy as clicking our online application and filling out your basic personal and financial information.
Pre-Qualification
Once we have your applications, we can give you a snapshot of what you qualify for, making your house hunting experience easier and more realistic.
Begin Home Search
Once you’ve found the home of your dreams & have an approved offer, our team steps in to get your loan process and get you one step closer to moving in!
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