Pilgrim Mortgage Exclusive
MoveNow
MoveNow
The exclusive MoveNow program at Pilgrim Mortgage allows buyers to purchase their new home before selling their current home by utilizing a short term loan + refinance.
Imagine being able to: Buy the home you love before someone else does, move on your timeline instead of the market’s timeline, get settled before listing your current house, avoid packing, moving, and unpacking twice, prepare your current home for sale while already living elsewhere. That’s the kind of breathing room many homeowners never realize is possible.
How it Works
Purchase your new home using a short-term, interest-only loan.
Prep your current home for sale and work with your realtor until it is sold.
Once your current home has sold, we take the proceeds from the sale and work together on a transaction known as a refinance. The refinance leaves you with your permanent mortgage on your new home.
This is one of the most common situations homeowners face in today’s market.
You’re casually browsing homes online... maybe just looking... maybe dreaming a little. Then suddenly, there it is: the house that checks every box.
You’re flipping through the photos and the location is right. The layout is perfect. The kitchen is everything you’ve been waiting for. And before you know it, you can already picture your family there.
There’s just one problem… your current home hasn’t sold yet.
For many buyers, this is where excitement begins to sour into frustration as you ask yourself:
Do I risk losing the new home while waiting to sell?
Do I rush my current home onto the market?
Do you move twice: first into a rental, and then into the dream home?
Thankfully, we are able to offer another option: the MoveNow Program, exclusively offered by Pilgrim Mortgage.
Why Timing Matters So Much
Buying and selling at the same time can feel like trying to solve a puzzle where all the pieces are constantly moving: closings get delayed, buyers change plans, inspection issues come up, appraisals take longer than expected.
When your next move depends entirely on your current home selling at the perfect moment, stress can build quickly.
The MoveNow program helps reduce that pressure by creating a bridge between where you are now and where you want to go next.
If you’ve ever thought, “We’d move… if only we could sell first,” it may be worth learning whether MoveNow could open up more opportunities for you.