Types of Home Loans We Offer

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Types of Home Loans Pilgrim Mortgage Offers

At Pilgrim Mortgage, we’re dedicated to helping you find the perfect home loan for your needs. With our loan officers helping you from start to finish, you will experience a smooth and stress-free experience. Whether you’re a first-time homebuyer or looking to refinance, we offer a variety of types of home loans designed to meet your unique situation.

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FHA Loans

Government back loan with higher debt-to-income ratios. Great option for first time home buyers.

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Conventional Loans

The most common type of home loans. Offers lower rates and low downpayment options.

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VA Loans

Loan product specifically for veterans and active military members. 0% down options.

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USDA Loans

For homes located in an approved rural area defined by USDA, no down payment required.

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FHA 203K

Allows the financing of additional funds into a mortgage for improvements before move in.

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DPA

Down Payment Assistance – For individuals needing help with a down payment. Many options!

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Home Possible®

Offers low downpayment for low to moderate income buyers or buyers in high-cost or underserved areas.

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REFINANCE

Allows cash to be taken our of a current property or to improve the terms of a current loan.

ARM

Adjustable Rate Mortgage – Interest rate on the note with periodically adjust.

HOME READY

For low to moderate income borrowers that are creditworthy, with expanded eligibility for financing homes in designated low-income, minority, and disaster-impacted communities.

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Jumbo Loans

Made for larger loan amounts that are larger than the loan amounts in standard Conventional guidelines.

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Investment

For those looking to finance a property that they don’t plan to occupy, and will rent out to others.

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NON-QM

For those who don’t qualify for Fannie Mae, Freddie Mac, & FHA Loans.

At Pilgrim Mortgage, we understand that choosing the right home loan is a crucial decision. That’s why we’re here to guide you every step of the way. If you have any questions or need help deciding which loan type is right for you, don’t hesitate to reach out to our experienced team. We’re committed to helping you achieve your homeownership goals with confidence.

This content provides a comprehensive overview of the home loan products offered by Pilgrim Mortgage, emphasizing their personalized support and expertise. Feel free to adjust or expand on any sections to better match your brand’s tone and messaging.

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   Laura Simmons 
 January 24, 2024
 
 
  Amy Bastion was great to work with. She did a great job communicating with my client in a timely manner to get any questions answered through out the process. Highly recommended for a great experience.
  
 
       
   Kimberly Springfield 
 January 23, 2024
 
 
  Wes and his team are amazing! My buyers have loved working with them, and they get the job done, on time!
  
 
       
   Shelby Renfeld 
 January 23, 2024
 
 
  Wes & his team always give top notch, dedicated service to both their clients and their agent partners. As an agent, I rely on his knowledge & interpretation of what is happening with mortgage rates and how the market is moving so that I can best guide my clients.  I recommend Wes to anyone looking to buy a home!
  
 
       
   Janie Burciaga 
 January 22, 2024
 
 
  Working with Pilgrim Mortgage has been an absolute pleasure, and I wholeheartedly recommend their services to fellow real estate professionals and clients alike. As a real estate agent, a seamless collaboration with a reliable mortgage lender is crucial, and Wes and his entire team exceeded all expectations.
  
 
       
   Aaron Semper 
 January 22, 2024
 
 
  Pilgrim mortgage is at the top of my list for all my clients!  They connect on a personal level and keep all parties informed throughout the transaction.  To top it off they close loans well in advance of the contract date.  You won't be disappointed by working with this amazing company.
  
 
       
   Jan Boyle 
 January 22, 2024
 
 
  I have worked with Pilgrim Mortgage for over 10 years as a Realtor® helping clients purchase their homes.  They always exceed my expectations. From start to finish, their professionalism, efficiency, and excellent communication sets them apart in the industry.

One of the most remarkable aspects of my experience with this mortgage company is their consistent ability to close on time. In the often complex and time-sensitive process of securing a mortgage, their dedication to meeting deadlines was truly impressive. This reliability provides me and my clients with peace of mind throughout the entire process, and I never had to worry about delays or unexpected issues.

The team at this mortgage company demonstrates a high level of professionalism in every interaction. They are knowledgeable, organized, and thorough in guiding my clients through the various steps involved in obtaining a mortgage. Their expertise is evident.

Moreover, the company's commitment to exceptional customer service is evident in their friendliness and responsiveness. Any questions or concerns are addressed promptly, and they are always willing to take the time to ensure my clients felt comfortable and informed. The genuine friendliness of the team made the entire experience positive and enjoyable.

Communication was a key strength of this mortgage company. They kept me and my clients informed at every stage of the process, providing regular updates and guidance. Whether through email, phone calls, or in-person meetings, their responsiveness and clear communication made the entire process smooth and transparent.

Overall, I highly recommend this mortgage company to anyone in search of a reliable, professional, and customer-focused partner in the home financing journey.
  
 
       
   Krisha Sanchez 
 January 22, 2024
 
 
  I have partnered with Wes, Ana, Mandy and several of their team members to assist clients through the home buying process.  They communicate so well with the clients and they always keep me posted so we can ensure our clients are meeting requirements and deadlines to have a seamless closing.
  
 
       
   Tamara Pennington (Tam) 
 January 22, 2024
 
 
  This is a great and reliable mortgage lender. The entire team is friendly, knowledgeable, and thorough. The clients I have sent to them find them to be easy to get a hold of, great and keeping them informed, and of course they are always able to close on time. I highly recommend them.
  
 
       
   Artemio Bobadilla 
 January 22, 2024
 
 
  I have done business with many lenders for  over 12 years. There is not one company that stands out more than Pilgrim Mortgage! Their team are the best in the business. I don’t have to worry about my clients when they service them. Thank you for being awesome!
  
 
       
   Josey Gamett 
 November 28, 2023
 
 
  Austin, Wes, and the whole Pilgrim Mortgage team were excellent to work with. We closed sooner than expected, with an excellent rate for the market. I would suggest Pilgrim Mortgage to all of my family and friends.